Tables

Table 1A: (by race, income, age)

  Question: Would you say you (and your family) are better off or worse off financially than you were a year ago?
 

Better

Same

Worse

Unsure

All

15%

24%

59%

1%

White

13%

23%

63%

1%

Non- white

19%

30%

50%

1%

income

0-50K

10%

22%

68%

 

51-100K

21%

22%

57%

 

101-150K

11%

35%

53%

1%

150+

19%

13%

62%

5%

age

18-29

35%

16%

46%

3%

30-44

19%

26%

54%

1%

45-59

13%

19%

68%

 

60+

8%

31%

60%

1%


Table 1B: Personal finances trend

Question: Would you say you and your family living there are better off or worse off financially than you were a year ago?

 

Better

Same

Worse

Unsure

current

15%

24%

59%

1%

2009 April

17%

23%

60%

0%

2009 Jan

13%

28%

58%

1%

2008 (Oct)

13%

27%

58%

2%

2008 (Jun)

20%

23%

54%

3%

2008 (Mar)

25%

23%

49%

2%

2008 (Jan)

27%

30%

41%

2%

2007

30%

34%

35%

1%

2006

35%

30%

35%

2%

2005

37%

31%

31%

2%

2004

36%

32%

30%

2%

2003

29%

31%

39%

1%


Table 2A (by race, income, age)

Question: Now looking ahead--do you think that a year from now you (and your family living there) will be better off financially or worse off?

Better

Same

Worse

Unsure

All

45%

14%

32%

10%

White

39%

15%

37%

10%

Non- white

62%

13%

17%

8%

income

0-50K

45%

13%

30%

13%

51-100K

46%

13%

34%

7%

101-150K

43%

17%

34%

6%

150+

58%

10%

23%

7%

age

18-29

66%

9%

25%

30-44

49%

15%

31%

5%

45-59

46%

13%

33%

9%

60+

34%

18%

32%

16%


Table 2B: Personal finances trend

Now looking ahead--do you think that a year from now you (and your family living there) will be better off financially or worse off?

 

Better

Same

Worse

Unsure

All current

45%

14%

32%

10%

2009 (Apr)

44%

14%

28%

14%

2009 (Jan)

46%

16%

25%

13%

2008 (Oct)

37%

16%

29%

18%

2008 (Jul)

34%

14%

36%

16%

2008 (Mar)

40%

15%

35%

10%

2008 (Jan)

37%

19%

33%

12%

2007

42%

22%

27%

10%

2006

42%

18%

30%

11%

2005

52%

17%

19%

12%

2004

55%

19%

15%

11%

2003

48%

20%

22%

11%

Table 3

Yes

No

Have you, or anyone of your relatives or close friends lost a job in the past year?

All current

63%

36%

2009 (April)

61%

38%

2009 (Jan.)

54%

46%

2008

38%

61%

2007

35%

64%

2006

32%

67%

2005

39%

61%

Table 4

Question:  In the past year… did you let the unpaid balance on your credit card increase?

 

all

current

income

2009

0-50K

51k-100k

101k-150k

150k+

April

Jan.

Yes

21%

27%

24%

18%

16%

23%

24%

No

73%

60%

72%

80%

83%

68%

74%

Unsure

1%

--

--

1%

--

1%

1%

no credit cards 

5%

13%

3%

1%

1%

8%

1%


Table 5

Question:  In the next 12 months, do you expect to let the unpaid balance on your credit card increase?

N=683  MoE=+/-4

All

income

2009

 

0-50K

51k-100k

101k-150k

150k+

April

Jan.

Yes

8%

19%

7%

3%

2%

  9%

  7%

No

86%

70%

90%

94%

93%

87%

89%

Unsure

3%

6%

3%

3%

2%

  3%

  2%

no credit cards

3%

5%

--

--

3%

  1%

  1%

Table 6A:

Question:  Now thinking about the outstanding balance on your credit cards-- how difficult is it to make payments on the balances? Would you say it is...?

N=683  MoE=+/-4

age

income

 

All

18-29

30-44

45-59

60+

0-50k

51k-100k

101k-150k

150k+

 

very difficult

11%

18

12

10

10

26

10

  5

 5

 

somewhat difficult

27%

23

35

28

19

30

30

28

19

 

not very difficult

18%

18

21

16

15

15

22

21

11

 

not at all difficult

35%

31

27

36

47

19

33

40

57

 

No longer have

 6%

  7

  5

  6

 6

 9

  4

  5

  6

 

unsure

  3%

 2

--

  3

 2

 1

  2

  1

  2

Table 6B:  credit difficulty trend

Question:  Now thinking about the outstanding balance on your credit cards-- how difficult is it to make payments on the balances? Would you say it is...?

N=683  MoE=+/-4

2009

2008

2007

2006

2005

2004

2003

 

June 

April

Jan.

very difficult

11%

14%

8%

7%

5%

7%

  6%

  9%

  8%

some-
what difficult

27%

22%

23%

18%

20%

18%

19%

16%

16%

not very difficult

18%

18%

17%

20%

20%

17%

19%

17%

22%

not at all difficult

35%

40%

36%

39%

40%

42%

40%

39%

36%

don’t use/have

6%

4%

14%

14%

12%

13%

14%

18%

18%

unsure

1%

2%

1%

3%

3%

3%

  2%

 2%

--

Table 7

Do you feel confident or not confident that life for our children’s generation will be better then it has been for us?

 

age

income

 

All

18-29

30-44

45-59

60+

0-50k

51k-100k

101k-150k

150k+

 

Feel confident

30%

36

36

27

23

38

31

24

22

 

Not confident

63%

49

60

66

68

53

63

67

73

 

Don’t know

8%

15

4

7

9

9

6

8

5

Table 8

How worried are you that you might lose your job in the next 12 months…?

     

N=443 MoE=+/-5

All

age

Apr

Jan

Oct.

June

June

18-29

30-44

45-59

60+

09

‘09

‘08

 ‘08

 

Very worried

13%

21

13

12

7

14%

10%

12%

7%

 

Somewhat worried

19%

18

19

21

12

24%

24%

18%

17%

 

Not very worried

26%

26

28

24

26

25%

23%

18%

21%

 

Not at all worried

41%

36

40

43

52

36%

43%

52%

53%

 

Not sure

  1%

--

--

1

3

1%

1%

1%

  2%


Table 9

Question: [If employed, ask…]  If you were to lose your job tomorrow, how long could you live off your savings?

N=443 MoE=+/-5

June

18-29

30-44

45-59

60+

April 09

Jan ‘09

 

0 months/no savings

8%

17

9

5

6

5%

10%

 

1 or 2 months

15%

20

13

16

12

22%

21%

 

3 to 5 months

24%

11

38

22

8

22%

16%

 

6 months or more

48%

52

38

53

65

47%

46%

 

Don’t know

5%

--

2

3

8

3%

7%

Table 10

US3. Do you think you (and your family living there) will be better or worse off with the health care reforms that President Obama is currently proposing

Only registered voters

age

party

N=604 MoE=+/-4

All

18-29

30-44

45-59

60+

Dem

Ind

Rep

Yes, better

35%

48

44

38

26

52

34

15

No, worse

34%

18

28

35

41

11

38

64

Don’t know

31%

34

27

27

33

37

28

21

# # #

see also:

Survey Analysis
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